Ottawa Cashback REALTOR® That Pays You When Buying a Home.

Equity One’s BuySmart® cashback program puts thousands of dollars back in our clients’ pockets.

Buy Your Next Ottawa Home And Get Cashback At Closing.

At Equity One Real Estate, we believe Ottawa homebuyers deserve more value for their investment. Our BuySmart® cashback program rewards you with a cash rebate at closing - simply for choosing an Equity One REALTOR® to help you find and purchase your next Ottawa home.

You’ll get full-service representation, expert negotiation, and professional support from start to finish - plus cashback in your pocket after closing.

Use our BuySmart® cashback calculator to see how much you’ll get back.

BuySmart® Cashback Program
How It Works:

Step 1:

Initial Consultation

We start with a no-pressure conversation to understand your needs, budget, lifestyle, and goals. This helps us focus only on properties that truly fit.

Step 2:

Mortgage Pre-Approval

If you haven’t already, we’ll connect you with a trusted mortgage professional who can get you pre-approved, so you know exactly what you can afford.

Step 3:

Property Search

We’ll set you up with personalized listings and keep an eye on new opportunities. Our goal is to only show you homes that match your needs and budget, not waste your time.

Step 4:

Property Tours

We’ll schedule and attend showings, offering honest feedback about each property’s value, resale potential, and fit for your lifestyle.

Step 5:

Making an Offer

When you find the right home, we’ll prepare a strong, well-structured offer and negotiate on your behalf to secure the best possible price and terms that protect your interests.

Step 6:

Conditional Period

We’ll guide you through inspections, financing conditions, and any other due diligence steps to make sure your investment is solid.

Step 7:

Firm Deal

Once conditions are satisfied, your offer becomes firm. We’ll coordinate with your lawyer and lender to make sure everything is on track.

Step 8:

Closing

We’ll guide you through inspections, financing conditions, and any other due diligence steps to make sure your investment is solid.

Step 9:

Cash-Back Rebate

As an Equity One client, you’ll receive a cash-back rebate with our BuySmart® Cashback Program when you purchase - putting money back in your pocket right after closing.

AFTER SALE:

Beyond the Sale

Our relationship doesn’t end at closing. We’ll be here for advice, market updates, and ongoing support whenever you need us.

BuySmart® Cashback 
Frequently Asked Questions

  • A buyer cash back program allows your REALTOR® to share a portion of their earned commission with you after closing. It’s a simple way to save money while still receiving full professional service.

  • It depends on your home’s purchase price and the commission being offered by the listing brokerage.

    You can calculate the estimated cash back here.

  • You receive your cash back a few days after closing, usually as a cheque or electronic payment from Equity One Real Estate.

  • No. A kickback is a payment to a third party (often called a ‘birddog fee’) who simply connects two parties and has no real involvement in the transaction. A rebate, on the other hand, is a return of part of a payment to the person who actually made it.

  • While we do not offer mortgage services directly, we have partnered with a few terrific mortgage brokers who can assist with the pre-qualification process.

    Greg Lamoine
    Capital Home Lending
    PHONE: 613.852.4201
    https://capitalhomelending.ca/greg-lemoine/

    Tibor Schultz
    Smart Debt Mortgages
    PHONE: 613-762-5696
    https://www.tiborschultz.com/

  • Yes! Rebates are permitted under the Real Estate and Business Brokers Act (REBBA) as long as they’re clearly documented in your buyer representation agreement.

  • No, the rebate comes from the commission paid to the buyer’s agent and does not change your purchase price or mortgage amount.

Why Buyers Love Equity One

Equity One Real Estate combines modern technology, strong negotiation, and client-first service to make buying a home in Ottawa and surrounding areas more rewarding. Our buyer cash back program is designed to help you save money without sacrificing quality or results.

“Highly recommended! Working with Joanne was very comforting. Selling and buying are stressful times, Joanne made it very easy, in addition of having great knowledge, she is very professional, very ethical and will put her clients first, not her commission and tell it as it is, no games. Very responsive when we had questions and always felt welcome! One word of advice, do not hesitate to select Joanne and Equity One as your real estate agent, you will be part of a very professional team. Make Joanne and Trevor part of your team!”
— Max Boutin, Greely